Steps a Client Should Follow When Filing a Disability Claim

Posted by: | Posted on: June 13, 2017

After being involved in a car accident or any other accident, you may incur high expenses for medical treatment or even become disabled. When one is disabled, they should think of filing disability claims. However, the process of filing disability claims doesn’t always come easy. In fact, the process involved in claiming for a disability claim is complicated such that it’s not possible to sail through without the help of a competent disability lawyer from a reputable schwartz law pc law firm. Here are the steps you follow when processing a disability claim:


Keep records


You should contact the insurance company and medical office for the relevant paperwork needed to prove disability. As you do so, you are expected to confirm if the insurance and health care providers would handle the paperwork or if you would file the insurance company’s papers yourself. Keep the necessary details and statements in safe places such as in your office or email for record or evidence purposes in case of a dispute. Before you present any documents to your insurance company, ensure disability lawyer at Schwartz law pc law firm has verified them.


Claim filing


It’s the plan you have that determines whether or not you would submit a claim. Your healthcare provider or doctor provides the insurance company with all the medical bills needed. The insurance company then begins to process the claim after reviewing the statement. People, who get care outside the network or those who enjoy a managed plan, may have to file the claim on their own. This also applies to people with indemnity insurance with coverage based on the fee charged for service. According to most disability lawyers, the policy and identification information the clients present is meant to assess their eligibility. More information about this can be obtained from the website:


Payment determination


When the insurance company is processing the initial claim, it first evaluates the treatment to confirm the eligibility of the client. The only mistake a client should not make is filing a claim when it’s too late. Most insurance companies check whether the health condition received the appropriate treatments and also the place and date the service was offered. The insurance company also affirms that the services given to the individual or heath care provider were accurate. Visit disability lawyers at schwartz law pc law firm for more advice. This applies even to people with long term disability since the claim awarded must be in line with justice.


Claim denials


It’s also important to know that a claim can be denied. This happens if you fail to file the claims within the stipulated time. It may also occur if you file for inaccurate claims. The main role of having a long term disability attorney is to help you assess the situation first before filing a claim. Disability claims are sensitive and most insurance companies will do everything possible to ensure the claim has been verified and justified. It doesn’t mean there is accurate monetary value for any disability, but the victim should be compensated well.


Once you have been disabled from an accident, the process of filing for a claim begins. It may not end within a week since all the above steps must be verified. If you don’t have any disability lawyer in mind, you can get one at the Schwartz law pc law firm. You may even first ask them for the reviews they have received to be sure you are doing the right thing.

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